Seasonal Working Capital 💎

She called a different kind of lender: a small agricultural co-op bank that offered a with a clean feature: she would draw funds in April, pay interest only during the growing season, and repay the principal in full by October. The rate was 8%, not 25%. The collateral was her future crop, not her past invoices.

She was a shark. And sharks have to keep moving forward, or they drown. seasonal working capital

She smiled. This spring, she wouldn't need a bridge. She would be the bridge. She called a different kind of lender: a

The loan officer, a woman named Fatima who smelled like coffee and competence, asked one question: "What's your plan if the crop fails?" seasonal working capital