Mintbag - Loan [patched]
Here’s an interesting feature concept for : Feature Name: “Flex-Close” – Interest Pause & Resume The Problem It Solves: Traditional loans charge daily or monthly interest continuously, even if the borrower faces a temporary cash flow hiccup (e.g., between gigs, waiting for an invoice, or an unexpected medical bill). This often forces borrowers into late fees or debt cycles.
A simple toggle in the app: “Pause interest? Yes – use 1 credit.” With a live counter of remaining pause days and next eligibility date. mintbag loan
