Icici Bank Interest Rates Home Loan -

As of , ICICI Bank’s home loan rates are linked to the Repo Rate (External Benchmark Lending Rate - EBLR), ensuring transparency when the RBI changes policy rates. Current Interest Rates (April 2026) ICICI Bank offers home loans starting from 8.50% per annum onwards. The exact rate depends on your credit score, loan amount, and income profile.

Mumbai, India – ICICI Bank, one of India’s leading private sector lenders, continues to offer competitive home loan interest rates to a wide range of customers. Whether you are a salaried employee, self-employed professional, or looking for a balance transfer, understanding the current rate structure is crucial for long-term savings. icici bank interest rates home loan

| Loan Amount | Monthly EMI (approx) | Total Interest Payable | | :--- | :--- | :--- | | ₹30 Lakh | ₹26,000 | ₹32.4 Lakh | | ₹50 Lakh | ₹43,400 | ₹54.1 Lakh | | ₹75 Lakh | ₹65,100 | ₹81.2 Lakh | | ₹1 Crore | ₹86,800 | ₹1.08 Crore | As of , ICICI Bank’s home loan rates