Because in the war between the code and the con artist, the code has never lost. Only the human has. Have you received a suspicious "Secure Code" request? Contact your bank immediately using the number on the back of your card, not the number in the text message.
If you add your HSBC card to Apple Pay or Google Pay, you never enter a Secure Code for a coffee. Why? Because the moment you added the card, HSBC created a that lives inside your phone’s secure enclave. hsbc secure code
It is a masterpiece. The 2024 HSBC annual report noted a 73% drop in online card-not-present fraud among users who have activated the "Push Notification" version of Secure Code versus those still using SMS. Because in the war between the code and
You’re about to buy a new laptop. You’ve clicked “checkout.” Your card details are in. Then, the screen freezes. A small gray box pops up from your browser, or a push notification buzzes your phone. Contact your bank immediately using the number on
Instead of a 6-digit number, the bank asks you to look at your phone. Facial recognition verifies it’s you , not just your phone. Additionally, "Location Confirmation" is rolling out—if your phone is in London and the transaction is in Tokyo, the code auto-fails regardless of what you type.
The victim reads the code.