Hdfc Transfer Limit 2021 May 2026

No. Minimum balance requirement for transfer is ₹1 plus applicable charges.

If you regularly need > ₹5 lakh, request HDFC to enable "Corporate Limit" on your savings account – this raises RTGS to ₹1 crore via NetBanking (requires income proof > ₹50 lakh/year). This information is accurate as of April 2026. HDFC Bank may revise limits with RBI approval. Always check within your NetBanking dashboard before initiating large transfers. hdfc transfer limit

Transaction fails with error: “Daily limit exhausted.” You can still use a different mode (e.g., if IMPS exhausted, try NEFT) or wait for next day (limits reset at 00:00 IST). Final Verdict: Practical Rule of Thumb | If you want to send… | Best mode | Max amount | |----------------------|-----------|-------------| | ₹1 – ₹50,000 | UPI | ₹1 lakh/day | | ₹50,000 – ₹5 lakh | IMPS | ₹5 lakh/day | | ₹5 lakh – ₹25 lakh (weekday 8 AM–6 PM) | RTGS via NetBanking | ₹25 lakh | | ₹5 lakh – ₹25 lakh (night/weekend) | NEFT (hourly batch) | ₹25 lakh | | Above ₹25 lakh | Branch RTGS | No limit (with docs) | This information is accurate as of April 2026